A results-oriented Bilingual (french and English) Credit Manager with over 15 years of progressive leadership experience within the manufacturing, electronics, and distribution industries. Demonstrates strong analytical skills and an ability to build credit teams that streamline corporate credit, collection, accounting, customer service and administration processes. Consistently delivers reduced delinquency, improved DSO, and risk management without hindering sales. Possesses diversified experience in planning, financial analysis, system implementation and project management.